CRC Maesta offers three primary payment structures, each tailored to different buyer preferences—from minimal upfront outlay to discounted bulk payment or hassle‑free monthly EMIs:
Construction‑Linked Plan (CLP)
• Booking amount: 10% of the total cost
• Installments: Spread across key construction milestones such as foundation, structure, brickwork, plastering, and internal finishes
• Final balance: Due at possession
• Ideal for: Buyers seeking spread-out payments aligned to construction progress
Down Payment Plan (DPP)
• Booking: 10% payable upfront
• Rest of 90%: Paid within 60–90 days of booking
• Benefit: Attractive discount on base price for early full settlement
• Ideal for: Buyers able to commit capital early for cost savings
Subvention Plan (Bank‑Sponsored)
• Booking: Typically 10% at booking
• During construction: No EMIs — the partnered bank pays developer until possession
• Balance: Paid as EMIs post‑possession
• Benefit: Budget‑friendly monthly cash flow with deferred EMI start
• Banks in tie‑up: HDFC, ICICI, SBI, PNB (or other leading banks) offer competitive terms
💰 Sample Pricing Context
While actual prices depend on configuration and floor, CRC Maesta typically starts at:
• ₹2.32 crore for a 3 BHK (1720 sq.ft.)
• ₹3.63 crore for a 4 BHK + servant room (~2,690 sq.ft.)
• Price remains competitive at ₹13,000+ per sq.ft., in line with premium Greater Noida West segment
🧩 How Payment Plans Stack Up
Plan Type | Upfront Pay | EMI During Construction | Discount/Incentive | Best Suited For |
---|---|---|---|---|
Construction‑Linked | 10% | Yes | None or minimal | Spread payments across project |
Down Payment | 10% | None | Discount on total price | Buyers with liquidity, want savings |
Subvention (Bank‑Backed) | ~10% | No | Postponed EMI start | Cash flow conscious, phased payment |
✨ Why Builders Offer These Options
CLP helps manage developer cash flow, reducing financial strain across phases.
DPP accelerates revenue realization, allowing discounts.
Subvention makes homes attractive to salaried buyers who prefer delayed EMI onset.
📉 Real-Life Scenario
Imagine booking a 3 BHK worth ₹2.32 Cr:
• Booking (all plans): ₹23.2 L (10%) upfront
• Under CLP: Maybe ₹25 L at structure stage, ₹30 L at brickwork, and further installments until possession.
• Under DPP: Remaining ₹2.09 Cr due in ~60 days; you get, for example, 3–5% discount overall.
• Under Subvention: Only the 10% upfront is paid; bank handles balance while construction proceeds. You start home‐loan EMIs only after handover.
🔍 What to Clarify Before You Decide
• Exact installment schedule & milestone definitions.
• Discount level under DPP.
• Banks partnered for subvention—check interest and processing fee.
• RERA stipulations around advance and refunds.
CRC Maesta RERA No. (Phase‑I): UPRERAPRJ724518 for legal clarity.
🧠 Final Thoughts
CRC Maesta’s multi‑plan strategy ensures flexibility—whether you want to minimize early cash outflow, capitalize on upfront discounts, or delay EMI burden. Each plan suits a different financial strategy:
• CLP suits those preferring paced payments.
• DPP rewards upfront capital with price concessions.
• Subvention Plan supports gradual post‑possession EMI load.
Because plan specifics (like discount percentages, installment schedule, bank partners) may evolve, reach out directly to CRC Group’s sales team or an authorized consultant to get the latest official schedule and to decide what fits your needs best.